How to Buy Crypto with Apple Pay in 2025: Best Platforms and Conditions
Apple Pay has cemented its position as the dominant mobile payment solution, with 92% of the U.S. market share in mobile transactions. Its ease of use and seamless integration across Apple devices make it an appealing option for cryptocurrency buyers.
The process of purchasing crypto via Apple Pay is comparable to standard e-commerce transactions, making it an efficient and secure choice. Many crypto wallets and exchanges now support Apple Pay, allowing for near-instant transactions. This guide provides a detailed breakdown of how to buy cryptocurrency with Apple Pay in 2025, alongside expert insights on trends to watch in the coming year.
Step-by-Step Guide: Buying Crypto with Apple Pay
Step 1: Set Up Apple Pay
Before proceeding, ensure that your Apple Pay is correctly configured on your device:
- Open the Wallet app on your iPhone.
- Sign in using your Apple ID.
- Add a debit or credit card via NFC scanning or manual entry.
- Select a default payment card for transactions.
By using Apple Pay, you can avoid entering card details repeatedly, reducing the risk of fraud and improving transaction security.
Step 2: Choose a Crypto Platform That Supports Apple Pay
Not all exchanges and wallets allow Apple Pay transactions. Below are the top platforms supporting this feature:
| Platform | Features | Apple Pay Support | KYC Requirement | Trading Options |
|---|---|---|---|---|
| Best Wallet | Multi-chain, non-custodial, no KYC required | ✅ | ❌ | Crypto storage & swaps |
| MEXC | Spot, futures, and copy trading | ✅ | ✅ | Full trading suite |
| Margex | 100x leverage, MP Shield | ✅ | ✅ | Perpetual futures |
| BioFin | AI-powered trading bots | ✅ | ✅ | Spot & derivatives |
| OKX | Hybrid CEX & DEX, NFT marketplace | ✅ | ✅ | Spot, futures, margin |
| Binance | P2P, staking, vouchers | ✅ | ✅ | Spot, futures, margin |
| ByBit | AI analytics, trading bots | ✅ | ✅ | Derivatives, options |
| KCEX | Low fees, TradingView integration | ✅ | ❌ | Spot, altcoin futures |
| PrimeXBT | Crypto CFDs, leveraged trading | ✅ | ✅ | Spot, copy trading |
| BingX | Grid trading, P2P marketplace | ✅ | ✅ | Spot, derivatives |
| KuCoin | Coin-margined contracts, API trading | ✅ | ✅ | Margin, futures |
Step 3: Select and Purchase Your Crypto
Once you’ve selected an exchange, follow these steps:
- Log in to your exchange account.
- Navigate to the buy crypto section.
- Search for the token (e.g., BTC, ETH, USDT) and select the blockchain network.
Step 4: Complete Your Payment Using Apple Pay
- Enter the amount of crypto you want to buy.
- In the “Payment Method” section, choose Apple Pay.
- Authorize the transaction via Face ID or Touch ID.
- Receive confirmation and your crypto within minutes.
Detailed Overview of Platforms Supporting Apple Pay
1. Best Wallet – Multi-Chain, Non-Custodial Wallet
Best Wallet offers a privacy-focused solution for crypto users. It allows transactions without KYC verification and supports over 60 blockchains, including Ethereum, Binance Smart Chain, and Solana. The wallet features built-in staking, DEX integration, and an anonymous presale marketplace.
2. MEXC – Comprehensive Trading Exchange
MEXC is ideal for traders looking for a full-suite exchange with spot, futures, and margin trading. It offers copy trading, allowing beginners to replicate the trades of experienced investors. The platform lists 2,800+ tokens, ensuring broad asset availability.
3. Margex – High-Leverage Trading with Security
Margex provides up to 100x leverage on perpetual futures and has an MP Shield system to protect traders from price manipulation. The platform is user-friendly while offering advanced charting tools.
4. BioFin – AI-Powered Trading
BioFin integrates AI-driven trading bots, helping users automate transactions. It also supports perpetual futures and offers real-time market analysis using TradingView signals.
5. OKX – Hybrid Exchange with Web3 Features
OKX combines centralized (CEX) and decentralized (DEX) trading into one platform. It offers a built-in NFT marketplace, yield farming, and multi-chain support. Apple Pay transactions are instant, but KYC is mandatory.
6. Binance – Industry-Leading Liquidity & Trading
As the largest crypto exchange by trading volume, Binance supports crypto vouchers that can be bought via Apple Pay. The platform also offers staking, P2P trading, and NFT investments.
7. ByBit – AI-Driven Data Analytics & Trading Bots
ByBit enables users to create their own custom trading bots and provides AI-powered insights. It supports copy trading and options trading, making it an advanced exchange for experienced traders.
8. KCEX – Low-Fee Futures Trading
KCEX specializes in altcoin futures with some of the lowest trading fees in the market. It integrates TradingView charts, allowing for seamless technical analysis. It also offers high liquidity for top altcoins.
9. PrimeXBT – Advanced Crypto CFD Trading
PrimeXBT focuses on crypto CFDs and leveraged trading, making it a top choice for traders looking to maximize returns. It offers copy trading and a customizable trading terminal.
10. BingX – Grid Trading & P2P Marketplace
BingX is a strong choice for automated trading with features like grid trading, derivatives trading, and P2P fiat exchanges. It has high liquidity and supports copy trading.
11. KuCoin – Coin-Margined Derivatives & AI Bots
KuCoin is well known for its AI-powered trading bots and high-frequency trading tools. It supports margin trading and leveraged tokens, making it suitable for risk-tolerant traders.
Final Thoughts: Is Apple Pay the Best Option for Buying Crypto?
Apple Pay is an excellent choice for buying crypto in 2025, providing instant transactions, biometric authentication, and seamless integration across Apple devices. However, KYC requirements on many platforms could restrict anonymous purchases.
For anonymous transactions, Best Wallet remains the top choice. For users interested in advanced trading tools, Binance, OKX, and MEXC offer the most robust platforms.
FAQs: Everything You Need to Know About Buying Crypto with Apple Pay
Which crypto exchanges accept Apple Pay?
The best platforms include Best Wallet, Binance, OKX, MEXC, and Margex, all of which support Apple Pay for quick crypto purchases.
Can I buy USDT with Apple Pay?
Yes, stablecoins like USDT and USDC are available for purchase with Apple Pay on select exchanges, such as Binance and OKX.
Does Apple Pay support all blockchains?
Yes, but the supported cryptocurrencies depend on the exchange or wallet used. Some exchanges may limit purchases to certain networks.
Can I buy Bitcoin with Apple Pay without KYC?
Yes, Best Wallet and KCEX allow Bitcoin purchases using Apple Pay without requiring KYC verification.
What are the limits for buying crypto with Apple Pay?
Each exchange sets different limits, often tied to KYC levels and regulatory policies. Limits can range from $500 to $10,000 per transaction.
Are Apple Pay transactions instant?
Yes, Apple Pay transactions are typically processed instantly. However, the blockchain confirmation time depends on network congestion.
Are there extra fees when buying crypto with Apple Pay?
Some exchanges may impose additional fees, but Best Wallet and MEXC offer low or zero fees for Apple Pay transactions.
Is it safe to buy crypto with Apple Pay?
Yes, Apple Pay is one of the safest payment methods because it uses biometric authentication and does not expose your card details.
Can I use Apple Pay for crypto withdrawals?
No, Apple Pay is a deposit-only option. Withdrawals must be made via bank transfer, crypto wallets, or other supported methods.
Can I use Apple Pay on decentralized exchanges (DEXs)?
Most DEXs do not directly support Apple Pay, but you can use it to fund non-custodial wallets like Best Wallet and then trade on a DEX.
What happens if my Apple Pay transaction fails?
If an Apple Pay transaction fails, check your internet connection, ensure you have enough balance, and verify that your Apple Pay-linked card supports crypto transactions.
Can I use Apple Pay for crypto purchases on Binance?
Yes, Binance allows Apple Pay transactions, but you may need to complete KYC verification first.
Does Apple Pay work internationally for crypto purchases?
Yes, but availability varies by country. Some banks may block Apple Pay transactions for crypto purchases due to regulatory concerns.
Which wallets support Apple Pay for direct crypto purchases?
Best Wallet, Binance Wallet, and OKX Wallet support Apple Pay for direct purchases.
Can I use Apple Pay for recurring crypto purchases?
Some platforms like Binance and OKX allow you to set up recurring buys with Apple Pay for automated investments.
How does Apple Pay compare to PayPal for buying crypto?
Apple Pay offers instant transactions with lower fees, while PayPal typically charges higher fees and has stricter limitations.
What happens if my purchased crypto doesn’t show up?
Check the blockchain explorer for transaction confirmation. If unresolved, contact the exchange’s customer support.
Is there a way to track my Apple Pay crypto purchases?
Yes, you can monitor all transactions in the Apple Wallet app and check your exchange’s transaction history.
Are there better alternatives to Apple Pay for buying crypto?
Apple Pay is one of the best options for iOS users, but credit/debit cards, bank transfers, and crypto vouchers may provide lower fees.
Will Apple expand crypto services in the future?
Industry experts predict that Apple may introduce native crypto payments or a built-in blockchain wallet, further integrating crypto into Apple Pay.
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